Centera Bank

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Investments

Rates

Centera Bank

This Rate Chart contains Information about interest rates and annual percentage yields for some of the accounts we offer.

Rate Sheet

Account Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield
30 DAY CD - Daily Balances of: $500.00-99,999.99 (a)$ 500.000.15%0.15%
30 DAY CD - Daily Balances of: $100,000.00 and up (a)$ 500.000.25%0.25%
3 MONTH CD - Daily Balances of: $500.00-99,999.99 (a)$ 500.000.20%0.20%
3 MONTH CD - Daily Balances of: $100,000.00 and up (a)$ 500.000.30%0.30%
6 MONTH CD - Daily Balances of: $500.00-99,999.99 (a)$ 500.000.30%0.30%
6 MONTH CD - Daily Balances of: $100,000.00 and up (a)$ 500.000.40%0.40%
1 YR CD - Daily Balances of: $500.00-99,999.99 (a)$ 500.000.50%0.50%
1 YR CD - Daily Balances of: $100,000.00 and up (a)$ 500.000.60%0.60%
2 YR CD - Daily Balances of: $500.00-99,999.99 (a)$ 500.000.65%0.65%
2 YR CD - Daily Balances of: $100,000.00 and up (a)$ 500.000.75%0.75%
3 YR CD - Daily Balances of: $500.00-99,999.99 (a)$ 500.000.75%0.75%
3 YR CD - Daily Balances of: $100,000.00 and up (a)$ 500.000.85%0.85%
1 YR IRA - Daily Balances of: $100.00-99,999.99 (a)$ 100.000.50%0.50%
1 YR IRA - Daily Balances of: $100,000.00 and up (a)$ 100.000.60%0.60%
2 YR IRA - Daily Balances of: $100.00-99,999.99 (a)$ 100.000.65%0.65%
2 YR IRA - Daily Balances of: $100,000.00 and up (a)$ 100.000.75%0.75%
3 YR IRA - Daily Balances of: $100.00-99,999.99 (a)$ 100.000.75%0.75%
3 YR IRA - Daily Balances of: $100,000.00 and up (a)$ 100.000.85%0.85%
18 MONTH VARIABLE IRA - Daily Balances of: $100.00-99,999.99 (a) (b)$ 100.000.30%0.30%
18 MONTH VARIABLE IRA - Daily Balances of: $100,000.00 and up (a) (b)$ 100.000.40%0.40%
REWARD CHECKING Balances less than $25,000.00 (b) (c)$ 0.012.47%2.50%
REWARD CHECKING Balances $25,000.00 and above (b) (c)$ 0.010.25%2.50% to 0.26%
REGULAR SAVINGS (b)$ 10.000.15%0.15%
MONEY MARKET DEPOSIT (b)$ 1,000.000.25%0.25%
REGULAR NOW (b)$ 1,500.000.05%0.05%
BLUE RIBBON NOW (b)$ 1,500.000.05%0.05%

(a) A penalty may be imposed for early withdrawal.
(b) The interest rate and annual percentage yield may change after account opening.
(c) Qualifications apply to receive APY.  0.05% APY if qualifications are not met. 

Reward Checking qualifications include: 
1. Have at least one direct deposit or preauthorized debit post and clear from this account per qualification cycle.
2. Have a minimum of 10 debit card purchases post and clear per qualification cycle.
3. Agree to receive electronic delivery of the periodic statement.
In the event that any of the above criteria are not met, the interest rate and annual percentage yield will revert to the base of 0.05% and 0.05% respectively and will be applied to all balances.  

 

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Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 7-29-2014 .
For current rate information call (620) 675-8611.

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