Centera Bank

Online Banking

Business Banking

Loans

Loans

Agriculture Loans

Line of Credit

  • Revolving, Advance as needed, or Single Advance - based on farm operating and crop input expenses
  • Maturities up to one year
  • Secured and Unsecured

Livestock loans

  • Revolving line of credit for the purchase and resale of market livestock
  • Breeding stock amortized up to five years
  • 80% Loan to value

Machinery and Equipment

  • New or Used
  • Maturities up to five years
  • 75% Loan to value

Real Estate - Purchase or Refinance

  • Irrigated or Dryland
  • Maturities up to 15 years
  • Amortizations up to 20 years with 5 year balloon
  • 75% Loan to value

Crop Hail Insurance available
FSA Approved Lender

Specific terms and conditions are based on borrower qualifications. Contact us for additional details.

Member FDIC Equal Housing Lender Verisign