Centera Bank

Online Banking

Business Banking

Loans

Loans

Commercial Loans

Line of Credit

  • Revolving, Advance as needed, or Single Advance - based on business operating cycle and cash flow needs
  • Maturities up to one year
  • Secured and Unsecured

Inventory and Working Capital

  • Amortized based on available cash flow
  • Maturities up to five years

Equipment

  • New or Used
  • Maturities up to five years
  • 75% Loan to value

Real Estate - Construction, Purchase or Refinance

  • Maturities up to 15 years
  • Amortizations up to 20 years with 5 year balloon
  • 75% Loan to value

Letters of Credit available
SBA Approved Lender

Specific terms and conditions are based on borrower qualifications. Contact us for additional details.

Member FDIC Equal Housing Lender Verisign