Centera Bank

Online Banking

Business Banking

Personal Banking

Personal Banking

Checking Accounts

Regular Checking

  • Cost of checks to open
  • No Transaction limitations
  • A $5.00 monthly maintenance fee will be assessed if the daily balance falls below $500.00
  • $0.15 debit fee in excess of 50 items per month 

Reward Checking

  • No minimum balance
  • Certain account qualifications must be met each qualification cycle
  • ATM fee refunds Nationwide when qualifications are met
  • Interest bearing 

Special Checking

  • Full time students or individuals over 65
  • Monthly service fee and per item charge are waived
  • Overdraft and ATM fees still apply 

Regular NOW Checking

  • $1,500.00 to open
  • A monthly maintenance fee of $5.00 will be assessed if the daily balance falls below $1,500.00
  • $0.15 debit fee in excess of 50 withdrawals per month
  • Interest bearing

Blue Ribbon Club Accounts

Benefits: Accidental Death Insurance, Blue Ribbon personalized checks, unlimited checking, Visa Check card or ATM card, Money Orders, photocopy service, credit card protection, Savers Club discount book and 24-hour banking.

Blue Ribbon Checking

  • $7.00 Monthly Blue Ribbon Club Account fee
  • $100.00 minimum balance eliminates monthly fee for individuals over 50 years of age.

Blue Ribbon NOW Checking

  • $1,500.00 to open
  • $7.00 Monthly Blue Ribbon Club Account fee
  • $1,500.00 daily balance will eliminate an additional $5.00 Service Fee
  • Interest Bearing

Over 50 Blue Ribbon NOW Checking

  • $1,500.00 to open
  • $7.00 Monthly Blue Ribbon Club Account fee waived with $100.00 daily balance
  • $1,500.00 daily balance will eliminate an additional $5.00 Service Fee
  • Interest Bearing
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